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CGHS Urine and Blood Test: Complete Guide for Beneficiaries

26 May 2025 by Admin
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The Central Government Health Scheme (CGHS) offers a wide range of healthcare benefits to central government employees, pensioners, and eligible dependents. Among these benefits, diagnostic tests like urine and blood tests play a crucial role in preventive and curative healthcare.

These tests help detect various health conditions early, ensure proper disease management, and are covered under CGHS either fully or partially depending on the empanelled diagnostic center and CGHS rules.


What is CGHS?

CGHS is a government-run healthcare scheme that provides comprehensive medical services to:

  • Central government employees (serving and retired)

  • Dependent family members

  • Some autonomous bodies and pensioners

Under this scheme, a wide range of health services is provided, including consultations, medicines, and diagnostic tests like blood and urine analysis.


Importance of Blood and Urine Tests

Blood and urine tests are vital tools in medical diagnosis. These tests help in:

  • Detecting infections

  • Monitoring chronic diseases like diabetes or hypertension

  • Assessing organ function (kidneys, liver, heart)

  • Early diagnosis of conditions like anemia, thyroid issues, and more


Types of CGHS Urine and Blood Tests

Here are the common blood and urine tests available under CGHS:

Blood Tests

  1. Complete Blood Count (CBC)

  2. Blood Sugar (Fasting/Postprandial)

  3. HbA1c (Glycated Hemoglobin)

  4. Lipid Profile

  5. Liver Function Test (LFT)

  6. Kidney Function Test (KFT)

  7. Thyroid Profile (T3, T4, TSH)

  8. ESR (Erythrocyte Sedimentation Rate)

  9. CRP (C-Reactive Protein)

  10. Vitamin B12 and Vitamin D

  11. Iron Studies

  12. Serum Electrolytes

  13. Blood Urea and Creatinine

  14. Blood Grouping and Typing

  15. Coagulation Profile (PT, INR)

Urine Tests

  1. Routine Urine Examination

  2. Urine Culture and Sensitivity

  3. Urine Microalbumin

  4. 24-Hour Urine Protein

  5. Urinalysis for pregnancy

  6. Urine Glucose

  7. Ketone Test

  8. Urine Bile Salts and Pigments


How to Avail CGHS Urine and Blood Tests

To avail these tests under CGHS:

  1. Consult a CGHS Doctor: Visit a CGHS Wellness Centre for consultation.

  2. Get a Prescription: The CGHS doctor will prescribe the required tests.

  3. Visit a CGHS-empanelled Lab: You can get the tests done at an empanelled private diagnostic center or at a CGHS Wellness Centre, depending on availability.

  4. Show CGHS Card: Always carry your CGHS plastic card or paper card for verification.

  5. No Payment Required: In most cases, CGHS beneficiaries do not need to pay if tests are done at CGHS or approved labs.


Documents Required

  • CGHS Card

  • Doctor’s Prescription

  • Beneficiary ID (if applicable)

  • Aadhaar Card (sometimes for identification at private labs)


CGHS Panel Diagnostic Labs

Some of the popular diagnostic labs empanelled under CGHS include:

  • Dr. Lal PathLabs

  • SRL Diagnostics

  • Metropolis Healthcare

  • Thyrocare

  • Max Lab

  • Apollo Diagnostics

Empanelled labs may vary by city, so always check the official CGHS website or the Wellness Centre noticeboard.


CGHS Beneficiary Categories

  • Serving Employees: Can avail tests with referral from CGHS Wellness Centre.

  • Pensioners: May avail direct consultation and testing.

  • Dependents: Eligible if listed in the CGHS beneficiary card.

  • Autonomous Body Employees: Depending on government rules.


Turnaround Time for Reports

  • Most blood reports: 24 hours

  • Urine culture: 48–72 hours

  • Special hormone or vitamin tests: 2–5 days

You can collect the reports physically or access them online through the lab’s website (if applicable).


Benefits of CGHS Urine and Blood Tests

  • Early Disease Detection

  • Timely Diagnosis and Treatment

  • Zero or Minimal Cost

  • Access to Reputed Labs

  • Convenience for Senior Citizens

  • Part of Preventive Health Check-Ups


Preventive Health Packages Under CGHS

CGHS also offers preventive health check-up packages for different age groups. These packages typically include a combination of:

  • CBC

  • LFT

  • KFT

  • Lipid Profile

  • Urinalysis

  • ECG